Protecting your personal information has never been more important. And while cybersecurity can feel overwhelming, staying safe online often comes down to paying attention, forming smart habits, and knowing what to look for. That’s the focus of Episode 4 of the CBC Connect Podcast, where host Matt Malone is joined by Colin Walker, CBC Bank’s IT Development Analyst & Banking Officer.
Together, they break down the real threats people face every day and how CBC Bank works around the clock to protect customer accounts.
The Biggest Cybersecurity Myth: “No One Can Guess My Password”
According to Colin, the most common myth is that your password is too unique for anyone to guess. In reality, most people base passwords on personal details that can easily be found online like birthdays, sports teams, pet names, or information on social media.
If your password includes simple patterns or personal references, it may be far easier to guess than you think.
The Rise of Phishing and Now “Smishing”
Phishing emails have been around for years, but today scammers are moving into text messages as well, a tactic called smishing. These messages may look like they’re from a coworker, a bank, or even a family member. In many cases, scammers use publicly available information to make their messages feel legitimate.
If a message feels strange, comes from an unfamiliar number, or asks you to click a link or confirm a login, it’s a sign to slow down and verify.
Simple Habits That Make a Significant Difference
Colin highlights several practical steps every person should take:
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Use complex passwords and update them regularly
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Never verify login attempts you didn’t initiate
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Call the company directly if something seems suspicious
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Freeze accounts or change passwords immediately if you suspect a breach
These steps can prevent many of the most common online threats.
Why Two-Factor Authentication Matters
Two-factor authentication can sometimes feel like an inconvenience, but it is one of the strongest protections available. It creates an additional barrier, making it far more difficult for unauthorized users to access your account even if they know your password.
A few seconds of verification can prevent significant financial or personal damage.
How CBC Bank Protects Customers Behind the Scenes
CBC Bank follows a zero-trust security policy, meaning only employees who need access to your data can see it. This is a critical component of modern cybersecurity. The bank also uses:
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Two-factor authentication for customers and employees
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External security testers to identify potential vulnerabilities
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Continuous monitoring for suspicious activity
Cybersecurity threats evolve constantly, and CBC Bank continuously adapts to stay ahead of them.
What You Should Do if Something Seems “Off”
If you notice unusual activity, contact CBC Bank or the company involved immediately. Colin emphasizes that time is critical when it comes to cybersecurity.
The sooner an issue is reported, the easier it is to minimize potential damage.
Listen to the Full Conversation
Cybersecurity doesn’t have to be complicated. This episode of CBC Connect breaks it down in a practical, clear, and accessible way to help you stay informed and protected.
CBC Bank is here to help you stay secure and confident in a digital world.
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Commercial Banking Company is a Member FDIC and Equal Housing Lender. The views expressed in this podcast are for informational purposes only and are not financial advice. For current rates, terms, and product details, please visit CBCBank.com or your local CBC Bank branch.