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Effective 1/7/2021, all CBC lobbies will be appointment only. Drive-Thru open normal hours.

Business Loans

Take your business from "Someday" to "Opening Day" with our Business Loans! With a bank that is born and raised in South Georgia, ALL of our decisions are made locally and quickly and with competitive rates. Please take a few moments to browse our different loans catered to your business needs.

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Business Lines of Credit

For those unexpected situations! A business line of credit is very similar to a credit card in the way that it works. With this, you can borrow up to a certain limit and pay interest only on the portion of money that you borrow. As long as you do not exceed your credit limit, you can draw and repay funds as you wish. It provides flexibility that a regular business loan would not.

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Spec Loans

We work with local, experienced home-builders in our community to help them fund valuable home projects. If you are ready to build your spec home, we'd love to talk with you about it!

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Investment Property Loans

Have you ever considered purchasing an additional residence for rental income? Or maybe you would like to channel your inner Chip and Joanna Gaines and take on a fixer upper. An investment property loan is how you can achieve these goals. You can also use an Investment Property Loan for a condo, apartment, manufactured home or a non-manufactured home, even if you live in it yourself part of the year.

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Owner-Occupied Commercial Real-Estate

Owning the property your business occupied offers many advantages that are not available to you as a lessee. This could include businesses such as a Doctor's Office, Church, Office Building, Convenient Store, and many others. We have various terms and rates available.

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SBA Loans

CBC Bank is an SBA Authorized Lender, meaning that we are able to streamline the process and providing clarity to the SBA loan application process. We then have the ability to get your loan approved on behalf of the SBA in a quicker time frame. You can use an SBA loan for real estate, machinery, equipment purchases, construction/renovation or to start your dream business.

Other business loans we offer include:

  • Agriculture Loans
  • Commercial vehicle Loans
  • Equipment Loans
  • Inventory/Raw Material Loans
  • Loans secured by Accounts Receivable
  • Warehouse/Industrial Property Loans
  • Apartment Loans
  • Warehouse/Industrial Loans
  • Lot/Land Loans
  • Working Capital Loans

Get started with your loan today

Contact your local CBC Bank location to secure your loan today!

Find the location nearest to you