Skip to main content

Personal Checking

From accounts with no monthly service charge to interest bearing accounts, we have a variety of options that will suit your individual goals and make managing your money easy. If you aren’t sure which is right for you, visit any CBC Banker!

NOW Interest Checking

  • Earn a competitive interest rate
  • Unlimited transactions
  • No fee with minimum daily balance
  • Conveniences include online banking, mobile banking, bill pay, direct deposit, ATM services

50 NOW Checking

  • No Service Charge
  • Interest Bearing
  • Free Safe Deposit Box for the first year
  • Free checks
  • Conveniences include online banking, mobile banking, bill pay, direct deposit, ATM services

Student Checking

  • No minimum balance
  • No monthly fee with e-statements
  • Free School Debit Card at account opening ($10 donated to school)
  • Conveniences include online banking, mobile banking, bill pay, direct deposit, ATM services

Affiliate Checking

  • No opening deposit
  • No minimum balance
  • Must be a Langdale Affiliate
  • Personalized Langdale checks are free
  • Interest Bearing
  • Conveniences include online banking, mobile banking, bill pay, direct deposit, ATM services

Choice Checking

If you're looking for a checking account with no monthly fees and no minimum balance, this may be the account for you! This is our most popular checking account to cater to your everyday needs.

  • $100 minimum deposit to open
  • No minimum balance requirements after account opening
  • Unlimited number of transactions
  • Free Online Banking
  • CBC Bank Mobile App
  • Bill Pay with required monthly usage
  • Free Visa® Debit Card
  • Monthly fee of $3.95 with mailed statements, no monthly fee with e-Statement delivery
  • Optional Imaged Items included in monthly paper statement for additional $6.00 per month fee

*Third party fees may apply to Online Banking


NOW Interest Checking

With this account, you can earn a competitive interest rate without the restrictions of withdrawal limits. NOW Interest Checking customers will have access to all of the conveniences of our basic checking, plus a little extra cash on us! 

  • $250 to open this account
  • $9 per month service charge
  • No service charge if you maintain a $250 daily balance per month
  • Unlimited number of transactions
  • Maintain a minimum daily balance of $1,000 per month to earn interest
  • Variable interest rate
  • Free Online Banking
  • Bill Pay with required monthly usage
  • E-statement delivery available

*Third party fees may apply to Online Banking


50 NOW Interest Checking

Who said getting older had to be bad? With our 50 NOW Checking account, you have the advantages of an interest-bearing account but will never have to pay a service charge. 

  • $250 to open this account
  • No service charge
  • Unlimited number of transactions
  • Maintain a minimum daily balance of $1,000 per month to earn interest
  • Variable interest rate
  • Free Online Banking
  • Bill Pay with required monthly usage
  • E-statement delivery available
  • Free Safe Deposit Box for the first year
  • Free checks for life!

*Third party fees may apply to Online Banking

*Free Safe Deposit Box will be limited to a 3x5" box and subject to availability 


Student Checking

CBC Bank's Student Checking Account provides you with the perfect combination of banking products and service for the way you live and bank! With this account, you can manage your account when and where it's convenient for you. Must be between ages 16-25 with a student ID.

  • $50 minimum deposit to open
  • No minimum balance requirements after account opening
  • Unlimited number of transactions
  • Free Online Banking
  • Bill Pay with required monthly usage
  • Free Visa® Debit Card
  • Monthly fee of $3.95 with mailed statements, no monthly fee with e-Statement delivery
  • Optional Imaged Items included in monthly paper statement for additional $6 per month fee

*Third party fees may apply to Online Banking


Affiliate Checking

We are proud to be one of the 24 Langdale Industry companies in Lowndes and surrounding counties. As an added perk of being employed by Langdale Industries, we offer an affiliate checking account! What's the added perk? You get treated as if you are a CBC Bank employee where you earn a higher interest rate, and much more. 

  • No minimum deposit to open
  • No minimum balance requirements
  • Unlimited number of transactions
  • Free Online Banking
  • Bill Pay with required monthly usage
  • Free Visa® Debit Card
  • Monthly fee of $3.95 with mailed statements, no monthly fee with e-Statement delivery
  • Optional Imaged Items included in monthly paper statement for additional $6 per month fee

*Third party fees may apply to Online Banking

Personalize your debit card

From family photos to showing off your school pride, our customizable debit cards help give your CBC debit cards a personal touch.

Find your nearest CBC Location

See our locations