Borrowing | Commercial Banking Company | Baytree, Hahira, Moultrie, Tifton, and Valdosta, Georgia

Online Banking


E-Sign Agreement

Auto Loans

We have your auto loan solution whether you are looking for a new or pre-owned vehicle. Rates and term lengths vary.


We make personal banking simple. Numerous financing options are available.

  • Auto Loans - For new or pre-owned vehicles
  • Personal Lines of Credit - For those unexpected situations
  • Construction Loans - For building your dream home
  • Real Estate Loans - For that ideal property
  • Mortgage Loans - For financing that ideal home
  • Home Equity Lines of Credit - For remodeling projects, college tuition, vacations and more!


Let us take the complications out of your business banking experience. We offer simple solutions with numerous financing options.

  • Auto Loans - For new or pre-owned vehicles
  • Business Lines of Credit - For those unexpected situations
  • Construction Loans - For your new office building
  • Real Estate Loans - For that ideal location


Disclaimer: The figures generated are based upon. Conventional program guidelines. Other loan programs are available. Calculations are not guaranteed. Further review is necessary to obtain an exact qualification.

The following lenders are registered with the National Mortgage Licensing Service (NMLS)

  • Commercial Banking Company - 403181
  • Marie Benefield 1659675
  • Taylor Biddle 608918
  • David Buckridge 675380
  • Richard Edwards 1154909
  • Andy Griffin 1606882
  • Marybell Hernandez 1450336
  • Jennifer Holloway 1756638
  • Randy Kelly 608920
  • Skip Long 1451380
  • Nikki Rodgers 1160045
  • Dereck Sumner 897869
  • Leslie Sumner 1711911
  • Morris Tankersley 557339
  • Ryan Warren 790071


Credit Cards

We offer Visa® Bonus Rewards Card with a 25% BONUS on all points earned every month and a Bonus Rewards Card Plus with a 50% BONUS on all points earned every month for both consumer and small business needs.

A non-rewards Visa® Platinum Card is available for those who prefer to save on interest and pay down balances.

All cards offer the following:

  • Warranty Manager Service
  • Zero Fraud Liability Protection
  • Anytime Cardmember Service
  • Auto rental collision and theft coverage
  • Merchant discounts and more

A Visa® College Rewards card is designed for college students looking to build their financial independence, want to earn reward points and want the flexibility of managing their account online.

Must be 18 years of age, attending an accredited 2-4 educational institution and an ability to repay the debts incurred. Other requirements may apply.

All credit cards are subject to credit approval. 

Already a cardmember? Access your account

Click here to apply or learn more